How much is Super Visa insurance per month in Canada?
2026 monthly rates for every age band, $100K coverage, broken down by carrier.
Wings Travels helps Calgary families bring their parents and grandparents to Canada on the Super Visa with fast, affordable, IRCC-approved medical insurance. Free quote in under 2 minutes. Policies start from $85/month for applicants under 60, and we compare Manulife, GMS, Travelance, TuGo, Destination & more.
The Parent and Grandparent Super Visa is a multi-entry visitor visa that lets your parents or grandparents stay in Canada for up to five years per visit, with the option to renew for another two years without leaving the country. To qualify, IRCC (Immigration, Refugees and Citizenship Canada) requires every Super Visa applicant to hold valid medical insurance from a Canadian insurance company — and those requirements changed in October 2022 when Canada opened the program to approved foreign insurers as well.
Without proof of an active, paid-in-full policy that meets every federal requirement, Super Visa applications are refused. Wings Travels handles the entire insurance side of that application for Calgary families — quoting, comparing carriers, issuing the certificate of insurance and submitting documentation in a format IRCC accepts.
Your premium depends on the applicant's age, pre-existing medical conditions, deductible, and coverage amount. Below are typical 2026 monthly rates Calgary clients pay through Wings Travels for a standard $100,000 policy, 365-day term, $0 deductible, no pre-existing conditions.
| Applicant age | $100K coverage (monthly) | $150K coverage (monthly) |
|---|---|---|
| 40 – 54 | from $85 | from $110 |
| 55 – 59 | from $110 | from $140 |
| 60 – 64 | from $140 | from $175 |
| 65 – 69 | from $170 | from $210 |
| 70 – 74 | from $215 | from $265 |
| 75 – 79 | from $270 | from $330 |
| 80 – 84 | from $345 | from $420 |
Rates above are illustrative 2026 averages. Exact pricing depends on medical questionnaire answers. Pre-existing conditions and higher deductibles can lower these by 15–30%.
We're an independent broker, which means we quote every major Canadian Super Visa carrier in one call and recommend the plan that actually fits your parent's health profile:
No other Calgary travel agency compares all six in a single conversation. Ask for a side-by-side quote →
Super Visa insurance can be paid upfront for the full year (lump sum) or in monthly instalments.
Yes. Almost every Super Visa applicant over 60 has at least one pre-existing condition (diabetes, high blood pressure, cholesterol). Carriers handle them differently:
Why Wings
Independent broker. Walk-in Calgary office. Same-day Certificate of Insurance in 90% of cases.
We quote every major carrier in one call, not just one company. The cheapest plan for your parent changes with age and health profile.
Cityscapes Landing Plaza, 4310 104 Ave NE, Unit 5134A. Walk in with your parent's passport and leave with a policy the same day.
Your parent can ask every medical questionnaire question in their own language. Ask for Sumeet directly.
90% of clients get their IRCC-ready Certificate of Insurance PDF the same day they commit — faster than any online-only provider.
You pay the exact premium the carrier lists. No markup, no hidden admin fee. Our commission comes from the insurer.
IATA accredited since 2015. Super Visa is a specialty — we've seen every edge case, every embassy quirk, every refusal reason.
Insurance is one piece. We also handle the Super Visa application, flights from Calgary to India/Pakistan/Philippines, and airport pickup.
If your parent returns home before the policy expires and no claim has been made, we help you claim the prorated refund — without chasing the insurer alone.
FAQ
Questions Calgary families ask us every week — with straight answers.
No single company is "best" for everyone. For applicants under 60 with no pre-existing conditions, GMS and Travelance usually have the lowest premiums. For applicants over 65 or with diabetes/hypertension, Manulife and TuGo typically provide broader pre-existing condition coverage. Wings Travels compares all major carriers in one call so you can see which is cheapest for your specific parent.
For a standard $100,000 policy with no pre-existing conditions, Calgary families typically pay between $85/month (age 40–54) and $345/month (age 80–84). Older applicants or those with pre-existing conditions will pay more. Monthly-pay plans are roughly 5–10% more expensive than paying the year up front.
Yes. IRCC requires every Super Visa applicant to have at least $100,000 CAD in emergency medical coverage valid for a full year from a Canadian or Minister-approved foreign insurer. Applications without valid, paid-in-full insurance are refused.
TD Insurance does not currently offer a stand-alone Super Visa product. Calgary families usually buy Super Visa insurance from specialist carriers (Manulife, GMS, Travelance, TuGo, Destination), which is what Wings Travels brokers.
Most carriers allow partial refunds if your parent returns home before the policy expires, provided no claim has been made. The refund is prorated and a small administrative fee (usually $25–$50) may apply. Always ask for the carrier's specific cancellation terms before purchasing.
No — Wings Travels serves Super Visa families across Alberta: Calgary, Airdrie, Okotoks, Chestermere, Cochrane, Red Deer, Edmonton, Lethbridge and surrounding areas. Appointments can be entirely virtual (WhatsApp / email) for clients outside Calgary.
Just two things to get an accurate quote: the applicant's date of birth and a list of any current medications or chronic conditions. For the final policy we'll also need full name as on passport, Canadian address where they'll be staying, and the planned arrival date.
Free quote
Send 3–5 side-by-side plans to your inbox within the hour during business hours.
Deep-dive guides
Written by Sumeet and our Calgary visa desk. Pricing, application, processing, comparisons — all evidence-based and updated for 2026.
2026 monthly rates for every age band, $100K coverage, broken down by carrier.
Head-to-head pricing, pre-existing condition handling, and claims reputation.
Our pick by scenario: healthy, pre-existing conditions, budget-tight, premium.
Complete walkthrough: eligibility, documents, insurance, biometrics, timelines.
Minimum Necessary Income by household size. What counts as proof.
Copy-and-customise template plus the 6 mistakes that trigger refusals.
Related services
Most Super Visa clients also need flights, the visa application itself, and airport pickup — we handle all of it in one invoice.
Talk to Sumeet
Sumeet handles Super Visa insurance personally — Punjabi, Hindi, Urdu, or English. Most families have their IRCC-ready Certificate of Insurance within the hour.